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Wednesday, January 31, 2007

Creative accounting: the consolidation of debts

There is another side to the recent debate about graduate student labor.
Just like welfare, the discomfort of most graduate student stipends are an impetus to finish.
They have the option to mortgage their future with loans (if they can get one), but that adds to the dis- comfort.
As you are "discovering" yourself in graduate school often real life events creep in like marriage and parenthood.
This makes it harder to take that $20-25K post- doc 3000 miles away from your spouse's job.
The recent nanny-gate controversy highlighted how punitive the system is to people just starting out.
With first year college costs 18 years from now estimated at $75,000 they are not only sacrificing their current well being by holding out for an academic or industry position in their field that allows a middle class lifestyle, they are also sacrificing their children's chances. Wouldn't it also be nice to save something for retirement?
In this scenario it is everyday easier for students to need loans and consolidation of loans.
Student Loan Consolidation can assist in finding an honest lender whose area of expertise is finding the perfect student loan.
Their debt management professionals can consolidate accrued student loans into a single low interest monthly payment.
The Expert Advice, Lead Stories, and Student Loan 101 columns aid in defining student loan types, the student loan application, how to consolidate, and the advantages of consolidating student loans.
The key benefits they can offer are:

• Lower your monthly student loans

• Decrease student loan expenses with a fixed interest rate

• Take advantage of tax-deductible interest rates

• Free student loan consolidation advice and tips

• Search for student loan professionals in your area




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1 comment:

Poly Muthumbi said...

University education is a very important tool for many people's future since it offers good and respectable jobs. Many people have a big dream to go to the university level to secure a better future. After sitting down and calculating the cost that you as a graduate student will need to complete university education, it will add up to an unbelievable big figure that may leave you wondering if you will ever manage to go through.

Poly Muthumbi is a Web Administrator and Has Been Researching and Reporting on Student Loan Consolidation for Years. For More Information on Graduate Student Loans, Visit Her Site at GRADUATE STUDENT LOANS

 
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